Business Pack and ISR Insurance
Compare packaged and Industrial Special Risks structures through property values, interruption needs, dependencies, engineering information and the actual terms offered.
Commercial insurance broking
Business insurance services
A clear route into the cover, information and decisions that matter for your business, building, project or supply chain.
Broking For You focuses on commercial risks where policies, contracts and legal requirements can overlap. We map the exposure, organise the information insurers need, compare wording, limits and exclusions, and explain the trade-offs. This is a documented review process, not a promise of insurer acceptance, a lower premium or a particular claim outcome.
Technical broking focus
Six priority service areas
Each guide starts with a direct answer, explains the information worth preparing and links to current primary sources where legislation or regulation matters.
Strata Insurance
Review scheme type, valuation, claims, maintenance, defects and state or territory duties without assuming one national rule applies.
Cyber Insurance
Connect security controls and incident response to interruption, privacy, cybercrime and social-engineering wording.
Contract Works Insurance
Map project parties, values, existing structures, testing, handover and contractual requirements, while separating statutory home-building protection.
Latent Defects Insurance
Separate private-market latent defects cover from statutory DLI pathways, and consider project eligibility, technical review and timing.
Marine Stock Throughput Insurance
Follow inventory through transit, storage and processing, then test values, accumulations and the boundary with ISR or Business Pack property cover.
A practical review
What the broking process looks like
- Map the riskUnderstand the operation, assets, contracts, people and dependencies.
- Prepare the submissionOrganise accurate values, controls, claims information and supporting documents.
- Approach the marketSeek available terms where authorised and agreed, subject to insurer appetite.
- Compare the termsReview scope, limits, sublimits, excesses, exclusions and conditions.
- Document the outcomeExplain the available options and confirm any placement separately in writing.
Other cover types
More commercial insurance options
The home page contains concise explanations of the following cover types. Availability and suitability depend on the business and insurer terms.
Tell us how the business really works
A useful review starts with the operation and the loss scenarios, not just the policy name.