Understand the operation
We ask about assets, contracts, people, customers, suppliers, sites, logistics and the events that could interrupt the business.
A practical broking approach
About Broking For You
Commercial insurance starts with understanding how a business actually works, not with forcing it into a standard checklist.
Our background spans engineering, product development, project management, consulting and operating small and medium businesses. That experience shapes the practical questions we ask when preparing insurance submissions and comparing available terms.
How we work
From operational detail to a clearer insurance submission
Organise the risk information
Clear values, engineering information, controls, claims history and realistic loss scenarios can help an underwriter assess the risk. They do not guarantee acceptance or price.
Compare the details
We look beyond the product label to definitions, limits, sublimits, deductibles, exclusions, conditions and endorsements in the available terms.
Stay involved
Where authorised and agreed, we can arrange cover and assist with notification and progression of claims. Insurers remain responsible for claim assessment and payment.
Authorisation
Who provides the service?
Broking For You Pty Ltd ATF Broking For You Trust is Corporate Authorised Representative 1262269 of BMIA Broker Network Pty Ltd, AFSL 255003.
John Andrew Law, Authorised Representative 1262267, is authorised to provide financial services on behalf of BMIA Broker Network Pty Ltd.
Licence and representative details can be checked using the ASIC Professional Registers Search. Services, remuneration, relationships and complaints information are set out in the Financial Services Guide.
Core broking focus
Six core insurance services
Each guide explains the information we examine and the policy details that often matter.
Construction
Project values, parties, existing structures, testing, delay and contractual allocation of risk.
ISR
Property values, interruption calculations, dependencies, risk engineering and wording structure.
Motor Fleet
Vehicle and plant schedules, values, use, drivers, recovery and working-risk terms.
Marine
Transit, storage, processing, ownership, accumulation and the hand-off to property insurance.
Strata
Valuations, maintenance, claims, defects, governance information and jurisdiction-specific duties.
IT
Cyber, professional indemnity and general liability for technology businesses, subject to the offered wording.
Start with a real conversation
Tell us how your business operates and what you need to protect. We can help identify the information needed for a useful insurance review.