Start with the real risks
We ask about your operations, assets, contracts, people and key dependencies. That helps prepare the information insurers may need to assess the risk.
Practical support from first conversation to claim time
Business insurance broking across Australia
We take the time to understand how the risk works, then help prepare the submission, compare available terms and navigate placement and claims.
Broking For You Pty Ltd (CAR 1262269) is a Corporate Authorised Representative of BMIA Broker Network Pty Ltd (AFSL 255003).
Commercial experience behind the questions
We start with how your business really works
Our background spans engineering, product development, project management, consulting and running SMEs, so we tend to ask practical questions, not just tick boxes.
Make sense of the options
Terms, limits and exclusions can look similar until they are not. We can help explain the differences in options available, subject to insurer appetite and underwriting acceptance.
Put the policy in place
Where authorised and agreed, we can seek terms and arrange general insurance on your behalf. Any recommendation or placement will be documented separately.
Stay close at claim time
If something happens, we can help notify and progress the claim. The insurer remains responsible for its assessment, timing and payment under the policy.
Read more about Broking For You and our authorised representative details →
Six areas where preparation matters
Our six core insurance services
Choose a picture to open the dedicated service guide.
What are Broking For You's core insurance services? Construction, Industrial Special Risks (ISR), motor fleet, marine, strata and IT insurance.
When an online start suits the risk
Ready to try a quick quote?
For cyber or valuables insurance, you can start with a separate MyPortal quote journey.
Any result is subject to eligibility, underwriting acceptance, product availability and the applicable policy documents.
Cyber insurance quick quote
Want an initial cyber quote without picking up the phone? This external MyPortal journey is a simple place to start.
Review the relevant provider, PDS, TMD, limits and exclusions before making a decision.
Valuables insurance quick quote
Looking to insure selected valuables? Start with the separate MyPortal journey and review the available option.
Review the relevant provider, PDS, TMD, limits and exclusions before making a decision.
No long form needed to begin
Tell us a little about your business
You do not need to write an essay. A few basics will get the conversation started.
This short form starts an insurance enquiry. It is not an application, quote, recommendation, contract or confirmation of cover.
Clear responsibilities and complaint pathways
The important documents, all in one place
These explain who does what, how information is handled, how to raise a concern and where extra support is available.
Financial Services Guide
Start here for the authorised services, who provides them, how Broking For You and related parties are paid, relevant relationships, compensation arrangements and complaints. Dated 16 February 2026.
Open the Financial Services Guide →Privacy Policy
Read the website collection summary, access and correction information, privacy complaint contacts, and the link to BMIA Broker Network's controlled Privacy Policy.
Read the Privacy Policy →Complaints and Dispute Resolution
Not happy with something? This explains how to raise a complaint, BMIA’s response process and timeframes, and when an unresolved eligible complaint may go to AFCA.
See how complaints and disputes work →Family violence, vulnerability and financial hardship
If circumstances are making it harder to deal with insurance, this explains BMIA’s approach to vulnerability, family violence and financial hardship, including available third-party support.
Read the client support policy →Insurance Brokers Code of Practice
The NIBA Code sets out professional and ethical standards for subscribers, including service, transparency, complaints and support for vulnerable clients.
Read the NIBA Code →External dispute resolution
AFCA provides independent external dispute resolution for eligible consumers and small businesses after the firm’s internal complaint process has been used.
Visit AFCA’s insurance page →Plain-English answers before you enquire
The short answers
What is the difference between Business Pack and ISR insurance?
A Business Pack combines selected covers commonly used by small and medium businesses. Industrial Special Risks insurance is generally considered for larger or more complex property and business interruption risks. Neither is automatically broader; the appropriate structure depends on the risk and insurer terms.
What is the difference between commercial motor fleet and mobile plant insurance?
Commercial motor fleet insurance generally addresses registered business vehicles. Mobile plant/equipment insurance may address machinery used on worksites and roads, with separate terms for physical damage, road risk, working risk, hired plant, recovery and downtime.
Is contract works insurance compulsory in Australia?
No single national law makes a standard contract works policy compulsory for every project. Requirements often come from the construction contract, principal or financier. Tasmania has licensing-linked requirements for specified builder categories, and legislation can require project-specific insurance, including certain NSW staged-strata developments and protection work in Victoria or the Northern Territory. Separate home-building compensation schemes may also be compulsory for eligible residential work.
What insurance must a strata scheme hold?
The answer depends on the state or territory, scheme type and plan boundaries. Building or common-property insurance and public liability are common statutory requirements, but insured property, valuation rules, limits and exemptions differ.
What can an IT insurance review include?
For an IT business, the review can consider cyber, professional indemnity and general liability together. The available scope, limits and exclusions depend on the insurer and policy wording.
What is marine stock throughput insurance?
Marine stock throughput insurance is a marine cargo structure intended to follow eligible inventory through defined transit and selected storage stages. The wording, locations, declared values, limits and exclusions determine the actual boundary of cover. Read the marine stock throughput guide.
Which insurance may be relevant to my business?
It depends on your operations, contracts, assets and exposures. Our core broking areas are construction, ISR, motor fleet, marine, strata and IT insurance. This website does not make an individual recommendation.
How is an insurance broker paid?
Broking For You may receive commission from an insurance product provider and may charge agreed fees. The Financial Services Guide and documents provided during advice or placement explain the amounts, rates or calculation methods and relevant relationships.
Does submitting the form arrange cover?
No. It only starts a conversation. The form is not an application, quote, contract or confirmation of cover. Cover is not in place until the authorised provider or insurer confirms it in writing.
Can you assist with a claim?
Yes, Broking For You can help a client notify and progress a claim. The outcome and timing still depend on the insurer’s assessment, the circumstances and the policy terms.
How do I make a complaint?
Contact Broking For You or BMIA Broker Network using the details on the Complaints and Dispute Resolution page. If an eligible complaint is not resolved internally, it may be referred to AFCA.
What should I read before deciding?
Read the relevant Product Disclosure Statement, policy wording, schedule, endorsements and any applicable Target Market Determination. Check the limits, excesses and exclusions, and consider whether the product is appropriate for you.