Broking For You
We specialise in identifying hazards and risks to your business.
Then apply a counter-intuitive approach.
Expecting the unexpected to mitigate risks.
For instance, how would you cope with a major loss of revenue or product?
Ask yourself - if a major disruption hit your operations, would you be prepared?
How can you eliminate or at the least mitigate the impact of REAL detrimental events?
Whether it's illness, injury, fire, flood, or cyber attack, we'll work with you to reduce your exposure and minimise loss.
First, please quickly check out our
Services, and then get in touch for a
free consultation.
Through our partnership with
myportal.insure,
you can take control of your insurance with instant, stress-free quotes.
Try our live
Cybersecurity Insurance
for instant, competitive coverage, with other products such as strata, motor fleet, and self-storage cover to become live in the coming months.
The unfamiliar is daunting, even terrifying, yet we are often complacent with everyday higher risks.
Consider the scenario pictured, just the thought of it can fill us with fear.
Now think back to when you learnt how to drive, every action demanded a conscious effort.
However, with repetition the task becomes automated, and so we become more relaxed.
But has the risk changed?
No. The traffic is just as chaotic.
The result? Your skills have improved, but the risk remains the same or exacerbated with traffic.
So does confidence justify complacency?
Science says no - overconfidence and habituation dull threat sensitivity,
reducing perceived risk even when risk remains high.
Like the Titanic, belief in control can mask vulnerability.
COMFORT DOES NOT EQUAL SAFETY.
Our background is in engineering and operating SMEs. With experience in manufacturing, product development, project management and consulting,
we understand insurance from all angles.
This competitive edge provides a full 360-degree perspective - from buying/selling insurance, to understanding underwriting and managing risks.
To remove risk entirely is impractical in most cases. But the more we know about your business, the better we can reduce hazards with a combination of insurance and strategy.
Our aim is balance. No client should pay for anything that doesn’t bring them value - if you hate gyms, we’re not going to sell you a gym membership.
Trusted by clients across Australia since 2016
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Backed by over a decade of experience, we’ve helped hundreds of engineers, builders, and SMEs navigate insurance with clarity and confidence.
Projects Covered
Construction, Civil & Engineering
Satisfied Clients
SMEs and Subcontractors
Claims Response
Handled Personally, No Call Centres
Renewal Rate
Clients Who Keep Coming Back
Verified reviews from clients in strata, commercial property, and cyber security sectors. Client names have been changed for confidentiality.
★★★★★
We run multiple strata complexes and needed tailored protection across shared property, liability and machinery breakdown. Broking For You really understood the complexity and took the time to explain the exclusions. The policy they sourced was broader than what we had before and actually saved us money. When a storm caused a major roof leak, they had trades lined up within 48 hours.
Frances C
Body Corporate Treasurer · Client since 2020
★★★★★
Cyber policies are normally vague and over-complicated but Broking For You laid it all out in plain English. We’re an IT consultancy with critical uptime requirements and they made sure business interruption, ransomware, and legal costs were covered. When we flagged a suspicious email chain, they coordinated the incident response team in minutes. It was like having an internal risk officer.
Aaron L
IT Consultant · Cyber client since 2021
★★★★★
We own a small commercial strip with six tenancies and were struggling to renew due to flood zoning changes. Broking For You negotiated with underwriters directly and actually widened our coverage. Their broker even visited the site to inspect drainage issues and argued our case. When a tenant’s burst pipe damaged two shops, they pushed the claim through in less than a week.
Milan G
Commercial Property Owner · Insured since 2019
★★★★★
We manage around 15 Airbnb properties and needed flexible liability and building cover across multiple lenders and ownership structures. Most brokers didn’t even return our calls but BFY handled the complexity with no fuss. The premium ended up lower than expected and we were fully covered when a guest fire triggered a full evacuation.
Stephanie R
Boutique Hospitality Manager · Client since 2022
★★★★★
As a small manufacturer, risk exposure is everything. Broking For You found a policy that covered both business interruption and product liability with a specialist underwriter. They also helped us identify areas where we were unknowingly underinsured. We had a fire last year and their support meant we were back in production within days. Can’t fault them.
Daniel M
Light Industrial Business Owner · Insured since 2018
1) Why are my insurance premiums increasing every year?
Premium hikes are driven by inflation, global events (like floods or cyberattacks), and rising reinsurance costs. It’s not just about your policy, it’s a ripple effect across the entire insurance market.
2) Can I get an instant quote without speaking to someone?
Yes! Use MyPortal.insure for instant cyber insurance quotes and select business policies, no forms, no waiting, no pressure.
3) Which industries do you work with?
From construction to healthcare, logistics to tech, we work with high-risk, high-complexity industries. Our brokers speak your language and understand your exposure.
4) Why choose an insurance broker over buying direct?
Think of a broker as your personal insurance advisor. We compare policies, explain the fine print, and fight for you during claims, so you're not left alone when it matters most.
5) How do brokers make money, are there hidden fees?
No hidden costs. We’re paid via transparent commissions or flat fees (disclosed in your Financial Services Guide). Our duty is always to you, not the insurer.
6) Is Broking For You licensed and compliant with ASIC?
Absolutely. We're authorised under Community Broker Network (AFSL 233750), ensuring full compliance with ASIC and APRA standards, your protection is our priority.
7) How does the claims process work?
Call us. We manage every step, from your completed paperwork to insurer negotiations, to get your claim settled fast and fairly. No phone queues. No chasing. No stress.
8) What insurance does an SME actually need?
Most small businesses need public liability, professional indemnity, cyber protection, and property insurance. We tailor coverage based on your exact risks and budget.
9)️ I’m a subcontracotr, do I still need insurance if the builder has cover?
Yes. The builder’s insurance doesn’t protect your tools, income, or legal liability. You’ll need your own cover, like tool protection, income protection, and public liability.
10) Do I really need cyber insurance for my small business?
Definitely. Cybercrime targets businesses of all sizes. One click can cost thousands. Cyber cover helps recover data, offset lost revenue, and manage legal fallout.
11) How quickly can you arrange my insurance?
Fast! For standard SME packages or cyber cover, you can get a quote and policy the same day. Try our Cyber Quote Tool now for instant results.
12) Do you offer bundled insurance packages?
Yes! We combine business essentials, like property, liability, and interruption cover, into one smart package to save you time and money.
13) What’s the difference between indemnity and liability insurance?
Professional indemnity covers errors in advice (common in tech, consulting, or engineering). Public liability covers accidents causing injury or damage to others.
14) Do you insure startups and new ventures?
Yes, we love working with startups! Whether you’re pre-revenue or scaling fast, we offer flexible cover with no trading history required in most cases.
15) What is embedded insurance?
Embedded insurance is built into platforms like MyPortal.insure, so you can get a quote or buy cover seamlessly during checkout, no extra steps.
